Our Loan Programs
Real Loan Programs.
For Real Operators.
No teaser rates. No fine-print traps. Every loan program is built for how Pittsburgh investors actually work.
Close In as little as
7 Days
Move Fast. Flip Smart.
Fix & Flip Loans
Capital That Moves at Your Speed.
You found the deal. You ran the numbers. You don’t need a committee. You need a check. Our fix & flip loans are built for operators who execute. Fast funding, clear terms, and a lender who actually understands Pittsburgh’s rehab market.
Ideal For
- Experienced flippers ready to scale
- New investors with strong deals and solid numbers
- Anyone who needs capital that doesn’t slow them down
Already Own It. Now Build It Right.
Construction Loans
Renovation Financing for the Home You Already Own.
You’ve got the property, whether through a bank loan, seller financing, or outright ownership. Now you need capital to do the work. Our construction loans fund the renovation with structured draw schedules that release funds as milestones are hit, so your contractor stays paid and your project keeps moving.
Ideal For
- Homeowners looking to renovate or upgrade
- Investors rehabbing a hold property
- Anyone who owns the asset and needs capital to improve it
Up To
100% Purchase
& Renovation
Close In as little as
5 Days
Cross the Gap. Seize the Moment.
Bridge Loans
Short-Term Capital for Time-Sensitive Opportunities.
Sometimes the deal won’t wait. Bridge loans are for operators who need to move now and refinance later. Whether you’re acquiring a stabilized asset, bridging to permanent financing, or capitalizing on a time-sensitive opportunity. We fund the gap.
Ideal For
- Portfolio holders moving between assets
- Investors bridging to agency or permanent debt
- Operators who find the deal before they find the financing
Cash Flow. Not W-2s.
DSCR Loans
Qualify on the Property, Not Yourself.
Debt Service Coverage Ratio loans are built for investors who let their properties do the talking. No tax returns. No income verification. No W-2s. If the rental income covers the debt service, you qualify. It’s that simple. Perfect for scaling a portfolio without the personal income constraints of conventional lending.
Ideal For
- Rental portfolio builders looking to scale
- Self-employed investors without W-2 income
- Anyone who wants to qualify on the deal, not themselves
No Income
Verification
Recycle
Your Capital
Buy. Rehab. Rent. Refinance. Repeat.
BRRRR Loans
The Investor’s Wealth-Building Machine.
The BRRRR strategy is how serious investors build portfolios without burning through capital. We finance the acquisition and rehab, you stabilize the property and get it rented, then refinance with a DSCR loan to pull your equity back out and do it all over again. We’re built for operators who think in portfolios, not one-off deals.
Ideal For
- Portfolio builders who want to recycle capital
- Investors transitioning from flipping to holding
- Operators executing a long-term wealth strategy
Not Sure Where to Start?
Talk to a Lender.
Get a Straight Answer.
No forms to fill out. No commitment required. Tell us about your deal and we’ll tell you exactly which program fits, same day.
Quick response · No obligation · Local decision makers
Common Questions
Straight Answers.
No Run-Around.
Do you lend to first-time investors?
Yes, if the numbers are strong. We look at the deal first, then the borrower. If the ARV makes sense, the plan is solid, and you have a reliable contractor. We’ll talk.
What’s the process to get started?
Fill out our quick application or call us directly. We’ll have a real conversation about your deal, send you a term sheet within 48 to 72 hours, and move into underwriting fast.
What areas in Pittsburgh do you lend in?
We lend throughout the Pittsburgh metro area and surrounding counties including:
- Allegheny
- Washington
- Beaver
- Westmoreland
- Greene
- Butler
How fast can you actually close?
As fast as 5–7 business days on most deals, but we’ve closed in as little as 3 days. No corporate approval chain, no committee review. We make decisions locally and move fast because we can.
Do you require an appraisal?
Not always. We use our local market knowledge and BPOs where possible. We’ll tell you upfront exactly what we need. No surprises after you’re already committed.
Can I get pre-approved before I find a deal?
Yes, and we encourage it. Knowing your parameters before you put a property under contract lets you move faster and negotiate with confidence. Reach out and we’ll set you up.
Ready to Move?
Your Deal.
Your Timeline.
Our Capital.
Stop sending your deal to an underwriter in another state. Talk to someone who knows your market. Today.